Borrow when necessary and within your means. 0-15% interest rate.
Featured
Browse all storesBuy now.
Pay later.
We live in the moment just like you, and we get that some things in life shouldn’t have to wait.
With Atome, you can get a headstart. Split your purchase into 3 interest-free installments at thousands of stores.
Borrow when necessary and within your means. 0-15% interest rate.
We call this 💪
empowered shopping.
You’re in control.
- Stretch your dollar and manage your spending
- No interest charges or hidden fees, ever
- Account setup is a breeze
- Track payments anytime from your mobile app
- Shop at over 1,000 retailers, online or in-store
Borrow when necessary and within your means. 0-15% interest rate.
Reward yourself
with the finer
things in life.
Experience the kind of shopping that's rewarding! Enjoy privileges when you shop, dine or travel with Atome+.
- 🌟 Get instant cashback* with purchases above 10 baht
- 💰 Redeem exclusive rewards for endless possibilities
- Play in-app games with Atome+ points and win big!
Borrow when necessary and within your means. 0-15% interest rate.
*Conditions are determined by the company.
I'm shopping for
All Stores
Beauty
Are you a retailer?
Let’s grow your business together
Partner with Atome for bigger baskets, better conversions and brand new customers.
It’s simple - just drop us a note today.